Inbank

Inbank is a successful fintech company specializing in embedded finance.

Since its establishment in 2010, it has experienced significant growth in three distinct phases, expanding its services and customer base. Inbank's business has seen an average yearly net revenue growth of approximately 44% and a net profit growth of around 56% from 2015 to 2022.

Some highlights:

• Operating in a lending market - total net income in EU is expected to be €95bn by end of 2027 and total addressable market reach €42bn, whereas total embedded lending opportunity amounts to €29bn and Inbank’s target markets represents nearly 50% of the total EU embedded lending market.
• Positioned in high-growth verticals, benefiting from the embedded lending market's higher growth rates and trends such as the demand for solar panels, heat pumps, online car sales, and e-mobility.
• Top 10 merchants account for approximately 45% of total partner volumes, and has successfully increased the number of partners by 21% annually and average balance per partner by 15% annually from 2018 to 2022.
• Grew into a company with over 300 employees, 8 offices, and served more than 2 million customers, reaching an annual GMV of approximately €575m in 2022.

Inbank helps our partners sell more by simplifying purchases and making financing more accessible to our customers.

Transaction: Secondary

Allocation: 500k€

Price per share: 22.50€ (In case Inbank raises primary round during next 3 months at a lower price that 22.50 then FFF will also receive the same price and a difference will be paid back or more shares allocated)

Minimum ticket: 10 000€ (first come first served)

Fees for fff.vc members: 7% on off fee + 7% carried interest